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Mortgage Services

Our affiliate Pennington Financial DBA Penningtonfinancial.com is a Mortgage Brokerage licensed as a First and Second Mortgage Broker under Pennsylvania Law and as a Mortgage Broker Business under Florida Law. Pennington Financial was founded on November 7, 1994 and will soon celebrate its 10 th anniversary.

Pennington Financial provides all types of mortgage secured lending services, including but not limited to:

  • Purchase money 1st mortgages
  • Commercial purchase mortgages
  • Cash out refinances.
  • Rate and term refinances.
  • Home equity loans.
  • Home equity lines of credit
  • Commercial lines of credit
  • 2nd and 3 rd lien transactions
  • Purchase of notes receivable
  • Sub-prime loans
  • Hard money transactions

Pennington Financial offers fast and easy qualification over the phone, face-to-face, and even over the internet. Pre-approvals can be issued in mere moments and delivered to the borrower within 24 hours. Most of these approvals are from AUS (Automated Underwriting Systems) that are nearly universally accepted with major lending institutions. The use of AUS allows Pennington to offer the very best terms to its prime clients with conditions easily understood even by first time homebuyers.

Upon application the borrower is assigned an individual loan officer. This same loan officer will work with you from application to closing. Overseeing the loan officers is President Robert J. Pennington. Mr. Pennington is available to consumers directly by utilizing the contacts page on both this site and Pennington Financial homepage via the links page.

Due to its close affiliation with Independence Realty Services, L.P., Pennington Financial will extend a closing cost credit of $500.00 to all applicants referred by this site engaged in buyer or seller agency with an Independence Realty Services, L.P. agent and who close with Pennington as their mortgage broker! This special bonus is presently unavailable in the state of Florida. Couple this bonus with fantastic rates and automated underwriting and you will find a nearly unbeatable loan offer .

Should you have any questions concerning Pennington Financial or the mortgage brokerage field, please contact us by clicking here.